A Certified Expert in Microfinance (CEMF) and SME Finance (CESF) by Frankfurt School of Finance and Management in Germany. She has more than 15 years’ experience gained in banking and microfinance sector covering risk management, MSME financing, debt management and development finance consulting.  Axilia is passionate about development finance and has been providing technical assistance to financial institutions including banks and microfinance institutions in their lending strategies, product development, staff training and entrepreneurship training of clients. Axilia has been instrumental in setting up of Zimbabwe Women’s Microfinance Bank Credit Department, credit products and credit lending models and strategies where she currently holds a position of Head of Credit.  She holds a Bachelor of Accounting Science (BCompt) degree with University of South Africa (UNISA), ACCA member and is currently studying for a Master of Leadership in Development Finance with Frankfurt School of Finance and Management in Germany.